Job Ref. N°2/CO/UNICS: CREDIT OFFICER

Key Tasks, Duties and Responsibilities:

• Marketing and Sales: Prospect and secure new client portfolios for the institution through marketing outreach.  Be able to cross sell other products/services to enhance the customer’s experience in UNICS Plc.
• Making Decisions and Solving Problems: Maintain an active knowledge base of all of the organization’s loan products and an understanding of the requirements required of each client (borrower).
• Processing/Analyzing Information (Data): Compiling, coding, categorizing, calculating, tabulating, auditing, and/or verifying information to identify and recommend products that meet the customer’s needs and the organization’s lending guidelines.
• Recovery and Follow up: Use legal and tactful measures to monitor, follow up and recover from customers who witness business failures or those of bad faith.
• Portfolio Management: Review active and delinquent loan files each day to maintain and ensure repayment for healthy facilities, undertake and propose actions to improve delinquent cases.
• Reporting: Preparing reports on a weekly, monthly, quarterly and annual as the need may arise in a sequential and concise manner on activities, difficulties, actions and recommendations.

Qualifications and skills:

• Have at least three (3) years of practical experience in credit management. Experience in credit Management in a Financial Institution shall be an added advantage.
•  Have at least a Bachelors Degree in marketing, management, Banking & Finance, Economics or Accounting. Experience in Legal issues related to the management of various types of guarantees and recovery as a whole shall equally be an added advantage.
• Impeccable integrity and morality check.
• A personality that is self motivating, engaging, positive, result driven and posses the maturity and personality to command respect.

Additional Strengths:

• Exceptional ability to communicate in English and French verbally and in writing.
• Able to work in a team fostered environment.
• Good working knowledge in Excel, Word and PowerPoint.

Interested candidates who fully meet the above requirements should clearly specify the Job Reference Number and send their detailed Curriculum Vitae via: humanresources@unicsgroup.com  not later than 21st January 2022.